ok, lifedrive summary

for people like me who are a bit slow, here's the summary I asked for:

Install the new updated versions as mentioned in the beginning of this thread

download SkinDia
choose Merge/Fitaly components
hit Load (I missed this before)

I have these installed now, and it's working:

FitalyAppBar (not sure if that's supposed or required, but it's working...!)
the new versions of FitalyVirtual
FVSetup (new version)

It looks very nice on screen. Thanks to everyone for the hard work, despite Palm's obstinence...